Today we had to re-do our mortgage again. We chose a two year term and while we were in the bank I observed out loud, that last year our interest rate was around 5.4% and this year it looked like it was to be 6.7%.
"One moment," she said, and reworked her numbers and announced that she could bring it down to 5.7% and would we like that?
"No, may I please pay the higher amount?" I thought.
"Yes that would be agreeable." We spoke out loud.