So at the supper table today Thomas announced, kind of quickly and quietly, that he now has a Visa credit card. It arrived today.
This boy who canâ€™t remember to take out the trash, or has to do his laundry at one in the morning because he canâ€™t remember to do it during normal human hours, is now the proud owner of plastic?
Sheesh, I wasnâ€™t allowed to have one till I was like 28 years old, after I already had two children and a solid full time job.
What gives? What are the people down at Visa Central smoking in between cold calls over the supper hour?
He says it will give him a chance to build a good credit reading. True enough. But it will also give him a chance to build a very bad credit rating, this boy with the memory.
So, is visa so desperate for customers that they are now getting cards to high school students? With nice high limits? Get em hooked on credit early and theyâ€™ll be yours for life.
To be fair, Thomas has always done well with his cash and has saved a good chunk of change for his future. This just smells a little of Visa robbing the cradle. I mean, donâ€™t you even need a job to get a card??
Times. They are a changing.
Maybe my first grandchild will be accepted on his fifth birthday. If so, heâ€™s buying dinner.
Well so my â€œFAMILYâ€ tells me that I â€œMISHEARDâ€ Thomas at supper and that he said he had â€œJUST APPLIED FOR A CARD AND WAS GOING TO PICK IT UP LATER ON THIS WEEKâ€
I think theyâ€™re all wrong on this one, every last one of them. I think they are living in denial, not wanting to face the fact that Thomas is growing up now and has a credit card.
Thatâ€™s what I think anyway.
And whatâ€™s so wrong with it anyway, I mean look how Shauna turned out and she had a card when she was just a baby!
This could be the best thing ever for the boy, this â€œAlmost having a card but not quiteâ€¦â€